Self-Employed / New to Canada
Non-traditional income is not a dead end
Banks are built for T4 employees with long histories here. I work with lenders who actually understand your situation.
Self-employed income, documented right
Stated income, business-for-self programs, and the right lender for how you actually get paid.
New to Canada? Different rules apply
Newcomer mortgage programs exist for limited or no Canadian credit history — I'll match you to the right one.
Credit challenges, worked through
Past credit issues don't automatically mean no. We find the lender whose guidelines fit your file.
50+ lenders means more chances at yes
When the big banks say no, there's usually a lender built for exactly your situation.