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Free Tool

Cash Flow Optimizer

Feeling squeezed month to month? See what restructuring your mortgage could free up.

Your mortgage today

Current interest rate5.5%
Years left on current amortization18 yrs
Extended amortization to consider25 yrs

Shows the monthly cash flow freed up by re-amortizing over a longer period (available at renewal or refinance, not usually mid-term). Stretching your amortization lowers your payment but typically increases total interest paid — the tradeoff is shown alongside the savings.