Free Tool

FHSA Calculator

See how your First Home Savings Account could grow — tax-free — before you buy.

Your FHSA plan

Current FHSA balance

Annual contribution

Annual limit and lifetime cap are set federally — confirm current figures

Years until purchase4 yrs

Expected annual growth rate4%

Your marginal tax rate30%

Estimate only. Assumes steady annual contributions and growth — real markets fluctuate. FHSA contribution limits are set federally and can change; this tool doesn't enforce the annual or lifetime cap for you.