Free Tool
Money Opportunity Calculator
Extra payment on your mortgage, or invest it instead? See both sides side by side.
Your mortgage
Mortgage rate5.5%
Amortization25 yrs
Expected investment return6%
Compares paying extra onto your mortgage against investing the same amount, over the time it would take to pay off early. Investment returns are never guaranteed and this doesn't account for taxes, fees, or your personal risk tolerance — it's a starting point for the conversation, not financial advice.