Every tool below gives you a personalized result in under a minute — free, and yours to keep.
See your real monthly or biweekly payment, insurance included.
Find your realistic max home price based on income and debts.
Estimate how much cash you could access from your equity.
Compare two rate scenarios and see the lifetime cost difference.
5 quick questions to score how ready you are to get approved.
Roll high-interest debt into one lower monthly payment using your equity.
Estimate your lender-qualifying income with 2-year averaging and add-backs.
Project your First Home Savings Account balance and tax savings.
Land transfer tax, legal fees, and the rest — what you need on closing day.
Estimate the cost of breaking your mortgage before the term ends.
Extra mortgage payments or investing — see which wins for your money.
See what you could afford for a second or investment property.
See how much monthly cash flow re-amortizing could free up.